Savings Guide Australia

Variety is the spice of life. Don’t put all your eggs in the same basket. Diversify, diversify, diversify. If you have the soul of the gambler, then putting all your money in a high risk, high return kind of venture might be appealing. But if you want to make money, having a diversified portfolio [...]

Procrastination is an art form. I get addictions to silly things. Learning to juggle. Getting really good at iPhone games. Following updates on Facebook obsessively, anything to stop from thinking about the report/essay/bill/phone call. It takes a unique set of skills to genuinely convince oneself that the morning crossword is an Alzheimer’s prevention.
Savouring a cup [...]

Something I learnt very early on was that debts can be good and bad.
Some people will say a debt is a debt and as long as you have it, it is costing you money you would otherwise be saving.
This is not true, debts can range from good to bad to in between.
Also, what is the [...]

I live in an apartment, above a shop. It’s on a main road, so we don’t have a balcony or a garden. I spend a significant proportion of my time thinking about what I am going to do once I get a garden of my very own.
Once the opportunity presents itself, I am going to [...]

Firstly it is important to understand why financial planners are useful. A lot of people don’t quite understand what a financial planner does and why they serve a purpose these days with the numerous investing and money decisions that are able to be done online.
A financial planner will help you with investment advice and carry [...]

I actually did pretty well this Christmas. I have a significantly lower percentage of cringeworthy presents than most years, which has averted my usual ethical dilemma.
Is it a sin to resell your unwanted Christmas gifts and how soon is too soon?
Space and money are two things that most people don’t have enough of.
A friend of [...]