Savings Guide Australia

I have said every single one of these things. Read on and weep.

I have problems with keeping journals. I start out with a lot of commitment on January 1st, or on the first day of a trip, or when something really exciting has happened, and end up with five pages written in a 195 page exercise book. Dear diaries just aren’t my thing.

People often talk about zero dollar budgeting, but do you actually know what it means or how it can benefit you?

If there has been one change in my personality since leaving education for the first time in 16 years, it has to be my perspective on living within my means. Scraping by has been my standard for many years now.

I know what you’re thinking. I’m not going to die and, if I am, I sure as hell don’t want to think about it. I’m with you on this one. I’m 22 years old, and I sincerely doubt that I will ever slip off this mortal coil.

I’m always the last to get a joke. Hours later, usually on the bus home, I’ll giggle at some of the night’s witticisms. I often turn up late to dinners/ meetings/ dates. I leave things to the last minute, and take days to reply to emails, texts or phonecalls.