A guide to earning Qantas Frequent Flyer points and finding ways to grow your Qantas points balance through smart spending and Frequent Flyer strategies.
Qantas points are redeemable for gift cards, flights, products and more. If you play your cards right, you can earn a large amount of points by doing nothing more than connecting up your Frequent Flyer number to a range of services you already pay for.
Qantas Frequent Flyer credit cards (FF credit cards)
Qantas have multiple Frequent Flyer credit cards with most of the main banks in Australia. These are credit cards that have ‘rewards’ in that they give you Frequent Flyer points per dollar you spend on the card.?
How many points will you earn with a Qantas Frequent Flyer credit card?
Earning rates can vary from 0.5 points per dollar all the way up to 5 points. The average is often around 1 Qantas Frequent Flyer point per dollar you spend.
Many Frequent Flyer cards give higher points if you use American Express (AMEX) instead of Visa or MasterCard. The trick to earning maximum points is to leverage the use of your AMEX whenever possible, while making sure you are not incurring the usual AMEX surcharge that would negate the points you earn.
Banks sometimes issue two credit cards: An AMEX + a Visa or MasterCard
This is to help you earn more points and avoid surcharges.
For example, you might be given an AMEX that earns 1 point per dollar spent, along with a VISA or MasterCard that earns slightly less, say 0.5 points per dollar spent. This gives you the choice of which card you will use based on whether or not there is an AMEX surcharge.
Historically AMEX wasn’t accepted in many places. Then when it started to be accepted, it came with a whopping surcharge. These days you are seeing more and more places accept American Express and ignore the surcharge; this means more Frequent Flyer points for savvy point hunters.
Woolworths Everyday rewards
Earning Qantas Frequent Flyer points doing the groceries and filling up with petrol.
‘Everyday Rewards’ is the loyalty arm of Woolworths supermarkets. You can sign up here, login and setup your preferences to help you earn more Qantas points. Using this program will help you earn Qantas Frequent Flyer points for the money you spend on groceries at Woolies + the petrol you buy from Caltex.
How to earn Qantas Frequent Flyer points with Woolworths Everyday Rewards
Currently the earn rate is 1 point per dollar you spend over $30 on groceries. You can also set your preferences to earn 2 points per litre when filling up with petrol at Caltex service stations. Please note that to receive 2 points per litre, you need to login to your Everyday Rewards account and change your petrol preferences.
Please note that by changing your petrol preferences to Qantas Points, you will effectively stop receiving 4-8 cent per litre discounts on your dockets (as it’s one or the other).
An example of how many points you might earn:
Groceries per week: $220
- 190 points by swiping your Everyday Rewards card (You only earn over $30)
- Bonus: 220 points if you pay using a 1:1 reward credit card or prepaid card
- Total: 410 points per week
Petrol per week: 45 litres (average tank size)
- 90 points by swiping your Everyday Rewards card
- Bonus: 90 points if you pay using a 1:1 reward credit card or prepaid card
- Total: 180 points per week
You can of course earn even more Frequent Flyer points by also using your participating Qantas Frequent Flyer aligned credit card, Qantas Cash or other payment facility that earns points per dollar spent when performing the above transactions. I have noted these as ‘bonus’ so you can see the extra points you could earn via this method.
Strategies to yield more Qantas Frequent Flyer points
Some tips, tricks and strategies to boost your Qantas Frequent Flyer points and grow your points balance as fast as possible.
Earning double points (double dipping)
If you have the ability to earn Qantas Frequent Flyer points when making payments (via your transaction account, credit card, debit card or Qantas Cash card) – you have the ability to earn points from the spend + points from the provider if they are offering Qantas points themselves.
So for instance, Optus will reward you as a customer with 2 points per dollar you spend with them on all of their personal products.
So say you have a mobile plan for $50 and a home phone & internet package for $80. Optus will award you 260 points per month when you pay your bill, directly credited into your Frequent Flyer points account. On top of this, when you pay using a Frequent Flyer aligned payment source; you can earn points from that as well.
So if you pay using an AMEX credit card that awards you 1 points per dollar, you will make an extra 130 points per month, taking your total points earned from Optus to 390 per month.
Pay your bills using a Frequent Flyer credit, debit or prepaid card
Using a card that earns Qantas points, opt to pay all of your bills via the card to maximise the points you yield. Be careful of surcharges though as the costs will negate any points benefit.
Some providers offer fee free card charging if you set up the payment as a direct debit directly from your credit, debit or prepaid card.
You also have the ability to earn double points (double dip) if the bill is with a Qantas Frequent Flyer partner such as Optus (who don’t surcharge direct debit card usage).
Examples of earning Qantas points when paying your bills
An electricity bill for $350 that doesn’t surcharge
- 350 points would be earned with a card that offers 1:1 rewards.
An Optus mobile bill for $79 per month
- 79 points would be earned with a card that offers 1:1 rewards
- 158 points would be earned as Optus is a partner paying 2 points per dollar
- Total: 237 Qantas Frequent Flyer points earned per month
As you can see, depending on your provider you have the ability to earn a large amount of Qantas points by simply paying your bills via a Frequent Flyer card. Combine this with a provider that has a direct partner relationship with the Frequent Flyer program and you have a double earn of points on a monthly or quarterly basis; a great way to grow your Frequent Flyer points.
Bonus points: special promotions that give you extra Qantas points
Often there are specials and promotions that offer you bonus points for signing up to a credit card or opening an account. You can even earn Qantas bonus points from purchasing a card from certain dealerships and more.
Keep an eye out for these specials as sometimes you will simply receive 10,000 extra points for doing something you always do.
Further to this, some credit cards offer as many as 50,000 bonus Qantas Frequent Flyer points when you open their card, simply to convince you to sign on. Just be careful that the yearly fees don’t negate the free bonus points on offer.
Advanced techniques to earn Qantas points: triple dipping
As the name says, you can also earn triple points occasionally. This works by paying using a Frequent Flyer credit card, with a provider that gives you points as well for a product that when redeemed earns you more points.
So for example: You use your Frequent Flyer AMEX (earns you 1 point per dollar) to buy a $500 Qantas gift certificate (that gives you 1 point per dollar as a special) that is redeemable for a flight (that will also pay you Qantas points).
Qantas Frequent Flyer partners
Qantas have teamed up with a range of partners that offer points for using their services. The great thing about this is quite often you already use these partners for a range of services; this means you simply need to update your details to include your Frequent Flyer number and you will be on the road to earning more Qantas points immediately.
- Shopping: Woolworths, BIGW, BWS, Caltex, Cellarmasters and more
- Phone & Internet: Optus (2 points per dollar!) & Optus Business
- Banking & finance: FF Credit cards, transaction accounts & OnePath life insurance policies.
- Flights: Qantas, Jetstar and Qantas partner airlines
- Cars & hotels: Car hire companies like AVIS, Budget and hotels such as Hilton and Hyatt
- Real estate: LJ Hooker (pay points if you use them to manage your property or sell it)
You can also earn bonus Frequent Flyer points when you book and dine at a huge range of participating restaurants across Australia. In addition you can earn bonus Frequent Flyer points with a range of holiday and travel partners, insurance companies, real estate agents and a host of other providers.
The above list simply outlines some key points partners that you may already be using.
Qantas Cash (prepaid travel money that earns you points)
The Frequent Flyer membership card that doubles as a prepaid card and earns you points on international and domestic spending.
Qantas Cash is a prepaid multi-currency travel money card on one side, the Frequent Flyer membership card on the other.
This card contains a prepaid facility once activated that lets you load multiple currencies onto your card for use online, overseas or domestically. You will earn more points for spending in foreign currency than you will in domestic Australia dollars.
How many Qantas points will you earn using Qantas Cash?
- 1 point per $2 spent in Australian dollars
- 1 point per $1 spent in foreign currency
This means you can load your card with up to 11 different currencies and be rewarded both in Australia and abroad depending on how you use your card.
You can use Qantas Cash to shop online (domestically and internationally) and overseas (both ATM and over the counter).
Examples of earning Qantas Frequent Flyer points using Qantas Cash
A local transaction in Australia (E.g. $50 AUD)
- 25 points will be earned as you are spending Australian dollars
An international transaction from Amazon.com in US (E.g. $50 USD)
- 50 points will be earned as you are spending in USD
An international transaction to pay for a meal in Rome (E.g. 100 EURO)
- 100 points will be earned as you are spending EURO (foreign currency)
Essentially the Qantas Cash card can reward you when you shop online or travel using foreign currencies. Given that most people use a travel money card when abroad, you can now earn points for doing so. Qantas points can quickly add up when the average holiday costs over $5000.