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Savings Guide

The complete guide to saving money, budgeting and paying off debt.

Savings Guide is Australias leading personal finance blog on how to save money.

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How To Get Into The Property Market: Tips To Get First Property

Last Updated on August 26, 2018 by Alex (AJ) Wilson Leave a Comment

A guide for first home buyers on how to get into the property market for the first time. Tips, tricks and ways to get organised before applying for a mortgage.

How To Pay Off Your Mortgage Early (Quicker)

Last Updated on August 3, 2018 by Alex (AJ) Wilson 11 Comments

Looking to pay off your mortgage early? Here are some tips and tricks that the professionals use in order to save interest, repay the principle and cut years off your home loan.

How you can take advantage of low interest rates (repay your mortgage faster)

Last Updated on August 2, 2018 by Alex (AJ) Wilson Leave a Comment

Each time your mortgage provider lowers your rate; it’s a golden opportunity to get ahead. Here are three ways to use a rate drop to save money, pay off debt and own your home faster.

What Does LVR Mean?

Last Updated on August 3, 2018 by Alex (AJ) Wilson 1 Comment

A guide to understanding what LVR means when applying for a home loan. LVR stands for loan to value ratio and plays a huge role in the interest rate you get and in turn how much you could save.

Using Lump Sum Repayments To Pay Off Your Mortgage Faster

Last Updated on June 12, 2016 by Alex (AJ) Wilson Leave a Comment

We give you an example of how to use lump sum payments to reduce your mortgage significantly. You won’t want to miss this money saving tip as it could save your $1000’s over the course of your home loan.

How To Use A Mortgage Offset Account To Pay Less Interest And Save Money

Last Updated on June 12, 2016 by Alex (AJ) Wilson 1 Comment

How to pay less interest on your mortgage by using a mortgage offset account. A look at how mortgage offset accounts will help you pay off your home loan and save money.

Increase Your Borrowing Power: Factors That Affect Your Loan Size

Last Updated on July 24, 2018 by Alex (AJ) Wilson Leave a Comment

Here we show you how to increase your mortgage borrowing power by explaining what the banks look at in determining how much they should lend you.

How To Boost ‘Genuine Savings’ For Home Loan Approval

Last Updated on June 12, 2016 by Alex (AJ) Wilson Leave a Comment

How to boost ‘genuine savings’ when applying for a home loan. A guide to growing your savings, rapidly, prior to getting a home loan.

Should I Go Interest Only On My Home Loan Temporarily?

Last Updated on June 12, 2016 by Alex (AJ) Wilson Leave a Comment

Have you ever considered going interest only on your home loan, in order to free up money to use elsewhere? Here are some considerations for those wishing to go interest only on their mortgage.

Ways To Overpay Your Mortgage To Get Ahead On Repayments

Last Updated on June 12, 2016 by Alex (AJ) Wilson 1 Comment

Ways to overpay your mortgage in order to get ahead of the repayment schedule, save money and pay a hell of a lot less in interest.

What Is The Average Mortgage Size In Australia?

Last Updated on August 2, 2018 by Alex (AJ) Wilson 2 Comments

Guide to the average Australian mortgage size and how much the average Australian has in mortgage debt. Also includes a state by state breakdown of mortgage averages.

How To Save Money On Your Home Loan

Last Updated on June 12, 2016 by Fran Sidoti Leave a Comment

Five super easy tips to reducing your home loan years sooner. We look at how to save money on your home loan.

Home Loan Myths – Must Know Home Loan Tips

Last Updated on July 24, 2018 by Fran Sidoti Leave a Comment

Here we look at some of the myths around home loans. These common misconceptions can lead you into financial trouble, particularly for those of you trying to save money on your mortgage.

No Deposit Home Loans – Tips and Tricks

Last Updated on June 12, 2016 by Fran Sidoti Leave a Comment

The pro’s and con’s of a 100% home loan, also known as a ‘no deposit home loan’. Here are a few tips and tricks.

How To Refinance Your Mortgage To Save Money

Last Updated on June 12, 2016 by Fran Sidoti Leave a Comment

How to refinance your mortgage to save money on interest charges. A great way to pocket immediate savings and put the money into repaying your home loan faster.

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