Student debt is a reality for many of us. So how can we limit how much we accrue, and repay it, without undermining our financial wellbeing?
How to pay off debt and live a debt free life (incl. tips of paying off credit cards, personal loans, mortgages and money you owe people)
It doesn't feel nice having debts - which is why we believe that a key part of saving money is finding ways to prioritise your personal debts to rapidly pay them off and become debt free.
A quick and easy way to start reducing debt by following a debt reduction plan that utilises multiple debt reduction strategies.
An interesting technique to help you get out of debt. The debt snowball technique is all about paying off small debts first. Read on to learn more.
Bad credit can happen to anyone, and it requires hard work to improve upon. Here is a financial plan to getting back to the land of good credit.
Not the happiest of topics, but one you should be fully aware of. Every now and then life throws you a big curve ball, so what are your options when it comes to declaring bankruptcy? Toria explores further.
Veda Advantage is a credit reporting agency that allow you to monitor your past and present credit history. How certain are you of the gremlins that lurk on your report? Find out.
A guide to loans for people with bad credit. If you have bad credit history, sometimes applying for a loan can be tricky. Here are some tips and tricks to be proactive about getting approved.
Payday loans are an industry I believe we could do without. Here are my thoughts on why pay day loans are not a smart financial move.
A concise list of facts around your credit report and credit history. We look at how it all works to simplify the process for you.
The use of debt doesn’t always equate to something bad. Learn how good debts and bad debts work and how credit can actually help you when making smart financial decisions.
While it would be great if someone gave us a spare one, ten, hundred grand to clear all our debts, most of us have reconciled ourselves to the fact it isn’t going to happen. It can feel like, with all of the utility and necessity costs of life, finding the money to pay off our credit card debts is impossible. But make some every day changes and consciously put the savings towards your debt. and you might surprise yourself. They’re simple, sometimes quirky, but every little bit is crucial in the war against consumer debt.
An in depth explanation of what bankruptcy means for an indivual. We look at what it will do and also some alternatives to declaring bankruptcy.
So much of what is written about personal finance is written by people who are getting- or have gotten- themselves out of debt. They’re the golden children of good finances, some even living debt-free lives. But how much relevance does that have to the rest of us, a lot of whom are struggling to make the minimum repayments let alone get debt free?
I am close to the end of my battle with credit card debt. I’ve been close before, but this time, I can see victory in the wings. So for some inspiration for the final hurdle, I turned to Globe and Mail’s Smart Cookies to find out what 5 mistakes I need to avoid as I finish paying off my debt.
For most of us, big debts have become a normal part of life. Mortgages, student loans, credit cards- we live with them all. But should we?