Cash. So old-fashioned a thought, when most of us use cash these days for only the most minor of purchases- a cup of coffee in the morning and a train fare. The rest of the time, it’s easy to exist in a cyber, moneyless world where a beautiful plastic card can buy you everything you […]
5 tips on returning an item you should never have bought
You thought coral would be your colour. It looked great in the shop. You really needed another blender. Funny how all justifications seems to evaporate in the cold hard daylight of a purchase. Suddenly you realise how much you never needed it, how it doesn’t really suit you anyway and you have no money with […]
Convenience shopping – The enemy of savings
Convenience has become a dirty word. We all know it’s something that pretends to make your life easier and instead makes us more stressed and probably more wrinkled.
Procrastinating your money saving goals
Every morning, I wake up with a goal in my heart. By mid-morning, I’ve had three coffees, read the paper and gone for a dog-paddle swim. And my goal?
Keeping a money diary to record your spending
I have problems with keeping journals. I start out with a lot of commitment on January 1st, or on the first day of a trip, or when something really exciting has happened, and end up with five pages written in a 195 page exercise book. Dear diaries just aren’t my thing.
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