Spending

Learn how to reduce spending and start saving.

Bad vices and what they cost us per year

I try not to be a holier than thou kind of person, especially as I am certainly not holier. I have vices a-plenty and I tend to enjoy them with great sincerity; the odd tipple, the cheeky cigarette and the barely contained, desperate desire for a coffee that grabs hold of me every couple of [...]

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You’ve earned it, so why feel guilty?

We’ve all had an attack of the guilts at some point. Whether or not you are rolling in it, at some point in your life you turn on the TV and notice that you happen to be in the richest 1% of the world because you have more than $10 in your bank account.

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How to avoid infomercial buyers remorse

It’s late at night, and you’ve collapsed in front of the television to forget your day at work/ try and get to sleep/ accompany your whisky drinking, and an infomercial comes on. The advertisement seems to go on for about ten million years, but by the end, you’re feeling like a 20 CD collection of [...]

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When it rains you should read up on finances

I always have very ambitious winter reading lists. There’s so much I want to read, and winter seems like such a good time to get your teeth into some solid classics or philosophy. After all, how often do you have a patch of cold and drizzley weather to warrant you to hide inside?

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How to stay news savvy while saving money

Keeping up with the news is an important part of everyday life. Even if your only interest in the comings and goings of current events is so you can have an opinion at the office on a Monday morning, or can enthusiastically continue to slag off whoever happens to be in power at the time [...]

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5 tips on returning an item you should never have bought

You thought coral would be your colour. It looked great in the shop. You really needed another blender. Funny how all justifications seems to evaporate in the cold hard daylight of a purchase. Suddenly you realise how much you never needed it, how it doesn’t really suit you anyway and you have no money with [...]

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