Savings Guide – Daily Saving Money Tips

82% of us have them. You can’t go to the local supermarket without being asked for one. So, has anyone ever actually done the maths? Do loyalty programs and loyalty cards actually ever save us money, or do they just tap into our psychology and encourage our spending while delaying consumer guilt? It’s so easy [...]

The word can’t has crept into my vocabulary. It’s a dreaded word, and makes me feel like a Negative Nelly. I never wanted to be a naysayer. Regardless, I suspect its inclusion in my vocabulary has been long overdue and my finances have suffered from it. It’s a hard thing to grapple with but eventually [...]

When I was growing up the concept of having pay TV was somewhat alien to me. It was expensive and therefore in my adolescent brain only the “rich” people had it. I did not believe I was missing out on much as free to air tv had an array of popular television shows and Saturday [...]

Ever wondered where you hard earned pay went each month? Maybe you are spending money on things that you should be paying money for. Chances are you are like me, you spend money on things that could likely be done yourself but you feel too lazy to do so.

I find myself constantly wanting to buy things, spend my money and acquire a million different things that I probably don’t actually need. Even though I am saving my money currently for a major trip overseas and my rainy day fund, I still find it hard to resist buying new things for myself. It made [...]

When you’re young, single and work, live and play in the city, it’s easy to get carried away with your lifestyle — and the price tag that comes with it. Especially as you start getting approved for credit cards with generous limits and everything around you starts to appear more affordable, and attainable. It starts [...]