Savings Guide Australia

With New Year’s celebrations out of the way, it is now time to start looking at the year ahead. So what better way to do so, then by looking back at what 2009 meant for me and learning from some of my mistakes!
Below are the five things I purchased in 2009 that are probably not [...]

82% of us have them. You can’t go to the local supermarket without being asked for one. So, has anyone ever actually done the maths? Do loyalty programs and loyalty cards actually ever save us money, or do they just tap into our psychology and encourage our spending while delaying consumer guilt?
It’s so easy to [...]

The word can’t has crept into my vocabulary. It’s a dreaded word, and makes me feel like a Negative Nelly. I never wanted to be a naysayer. Regardless, I suspect its inclusion in my vocabulary has been long overdue and my finances have suffered from it.
It’s a hard thing to grapple with but eventually we [...]

When I was growing up the concept of having pay TV was somewhat alien to me. It was expensive and therefore in my adolescent brain only the “rich” people had it. I did not believe I was missing out on much as free to air tv had an array of popular television shows and Saturday [...]

Ever wondered where you hard earned pay went each month? Maybe you are spending money on things that you should be paying money for.
Chances are you are like me, you spend money on things that could likely be done yourself but you feel too lazy to do so.

I find myself constantly wanting to buy things, spend my money and acquire a million different things that I probably don’t actually need. Even though I am saving my money currently for a major trip overseas and my rainy day fund, I still find it hard to resist buying new things for myself.
It made me [...]