Savings Guide Australia

Every morning, I wake up with a goal in my heart. By mid-morning, I’ve had three coffees, read the paper and gone for a dog-paddle swim. And my goal?

I have said every single one of these things. Read on and weep.

I have problems with keeping journals. I start out with a lot of commitment on January 1st, or on the first day of a trip, or when something really exciting has happened, and end up with five pages written in a 195 page exercise book. Dear diaries just aren’t my thing.

If there has been one change in my personality since leaving education for the first time in 16 years, it has to be my perspective on living within my means. Scraping by has been my standard for many years now.

Paul Lim of The New York Times recently published an article on the three dangers to investment in the United States; earnings risk, valuation risk and policy risk. Overall, the risks facing investors in this first year of the new decade appeared to centre around the effects of fluctuating government policy and the ability of [...]

The moment you realise your skirt is tucked into your knickers. The moment you realise something rather unforgiveable has just left your mouth. The moment you realise you’re 100% totally skint.