Savings Guide – Daily Saving Money Tips

No one teaches you how to live with debt. Learning how to incorporate debt into a well-balanced life is no easy task, but as many people have shown us, it is possible. Read on for thoughts on living with manageable debt.

I’ve recently had the opportunity to get rid of my debt once (and hopefully) for all over the next couple of months. But is it too much like a fad diet, and will I spend the money again?

The use of debt doesn’t always equate to something bad. Learn how good debts and bad debts work and how credit can actually help you when making smart financial decisions.

While it would be great if someone gave us a spare one, ten, hundred grand to clear all our debts, most of us have reconciled ourselves to the fact it isn’t going to happen. It can feel like, with all of the utility and necessity costs of life, finding the money to pay off our credit card debts is impossible. But make some every day changes and consciously put the savings towards your debt. and you might surprise yourself. They’re simple, sometimes quirky, but every little bit is crucial in the war against consumer debt.

So much of what is written about personal finance is written by people who are getting- or have gotten- themselves out of debt. They’re the golden children of good finances, some even living debt-free lives. But how much relevance does that have to the rest of us, a lot of whom are struggling to make the minimum repayments let alone get debt free?

Angela Self, writing in the Globe and Mail, has picked the brain of one Dr. Katherine Gurney, a psychologist specializing in money-related issues. Here are some tips and trick for improving your money-awareness and working out exactly what your money personality is.