Mortgages
How To Use The Rate Cut To Pay Off Your Mortgage
A few ideas on how to utilise the recent rate cut to save big money on your mortgage. See what the smart people will be doing to reduce their mortgage.
Read more »Selling Of Assets As A Way To Boost Genuine Savings
How to boost your genuine savings for a house deposit by selling assets and making lump sum repayments into your savings account. Here is how to prove to lenders it is genuine savings.
Read more »Using Rental Payments As Evidence Of Genuine Savings
Needing to prove your genuine savings towards a home purchase? Here is a way you can use your current rental repayments as a source for evidence of genuine savings and the ability to service a home loan.
Read more »Tips And Tricks: Mortgage Approval
I try not to listen when my parents talk about how they bought their first home. They borrowed a couple of grand of my grandparents, spent a couple of months searching and huzzah. They had it. Things aren’t quite that easy these days. If you’re having trouble getting approved for a loan (and let’s admit, handing over several hundred thousand dollars is a fairy risky enterprise), here are some tips that might smooth your way somewhat.
Read more »The Rent-Or-Buy Test?
Every week, I watch my rent exit my bank account and think about how much I would love to put that money towards a house of my very own. A little garden, a kitchen I can actually bear cooking in. Oh, the dream. But here are some cut and dried tests about whether home ownership is really the right decision for this time in our lives
Read more »Home Loan Myths, Part Two
Extending the previous article on home loan falsehoods, here is some more for you chew on when it comes to home loans.
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