Savings Guide Australia

Here at Savings Guide, we encourage people to submit their own money saving tips. Especially juicy tips like this direct from an employee of a major Australian bank!
The person who submitted this tip wishes to remain anonymous. We thought it was a very enlightening read and definitely worth sharing.
Here it is:
Dear Savings Guide,
I work for a large [...]

Recently I found a fantastic little presentation on spotting card skimming devices on ATM’s around Australia.
Card skimming devices are used by criminals wanting to capture your cards swipe details and password in the attempt to recreate your card and withdraw your money at a later stage.
I have to say, it blew me away at how [...]

I find this question rather a pertinent one. I’m a girl. I’m also rather rotten with credit cards. For that reason, a light went on in my head when I finally learned what I like to think of as The Pain Theory.

As someone who has experienced ups and downs with credit cards over the years, I have recently started to reflect on some of the things I wish I had of known when I first started using them. If only someone had told me about these things, I think I would have avoided a mountain of debt [...]

It has been a little while since I was debt free, but occasionally I manage to pay off all of my credit cards, loans and short term debts through using some of the tips I provide on this site.
The feeling of being debt free is above and beyond any other feeling I get

We all know that economic times are bad, many people are struggling and more and more people are spiralling into debt. For this reason it is even more important to curb our uncontrollable credit card spending and it all comes down to how well we can implement some self control.
Utilising some basic principles of self [...]