Savings Guide – Daily Saving Money Tips

I have to be honest- until I started researching this topic, I had never heard of prepaid credit and cash cards. Vouchers were an established part of my birthday and Christmas takings, but the idea of credit cards given as a gift with a certain amount of money on them was not one that had [...]

There’s always a good reason for your first credit card. You’re heading overseas, and want an emergency back up. You’ve just gotten your first job. You’re making a big purchase and want to pay it off slowly. Everyone else has one.

I tend to be blasé about my things. I leave my handbag in the most ridiculous of places, I don’t think too hard about covering my pin when I EFPOS at the supermarket and I log onto my Netbank on the train when I’m bored. I know there are a lot of people like who [...]

Here at Savings Guide, we encourage people to submit their own money saving tips. Especially juicy tips like this direct from an employee of a major Australian bank!
The person who submitted this tip wishes to remain anonymous. We thought it was a very enlightening read and definitely worth sharing.
Here it is:
Dear Savings Guide,
I work for a large [...]

Recently I found a fantastic little presentation on spotting card skimming devices on ATM’s around Australia.
Card skimming devices are used by criminals wanting to capture your cards swipe details and password in the attempt to recreate your card and withdraw your money at a later stage.
I have to say, it blew me away at how [...]

I find this question rather a pertinent one. I’m a girl. I’m also rather rotten with credit cards. For that reason, a light went on in my head when I finally learned what I like to think of as The Pain Theory.