Credit Cards

Saving money on Credit Cards made easy.

Giving pre-paid credit cards as gifts

I have to be honest- until I started researching this topic, I had never heard of prepaid credit and cash cards. Vouchers were an established part of my birthday and Christmas takings, but the idea of credit cards given as a gift with a certain amount of money on them was not one that had [...]

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9 guidelines for new credit card holders

There’s always a good reason for your first credit card. You’re heading overseas, and want an emergency back up. You’ve just gotten your first job. You’re making a big purchase and want to pay it off slowly. Everyone else has one.

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Bad credit and the best ways to fix it

I vacillate when it comes to bad credit. I’ve never really checked, but I assume my credit is appalling considering I have never been able to pay it off by the end of the month and have since cut the damn thing up.

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How to avoid credit card fraud & identity theft

I tend to be blasé about my things. I leave my handbag in the most ridiculous of places, I don’t think too hard about covering my pin when I EFPOS at the supermarket and I log onto my Netbank on the train when I’m bored. I know there are a lot of people like who [...]

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An anonymous credit card tip from an actual bank employee

Here at Savings Guide, we encourage people to submit their own money saving tips. Especially juicy tips like this direct from an employee of a major Australian bank!
The person who submitted this tip wishes to remain anonymous. We thought it was a very enlightening read and definitely worth sharing.
Here it is:
Dear Savings Guide,
I work for a large [...]

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Credit card stoozing – How it works

Credit card stoozing is a term given to a simple process by which you can make money from credit cards and high interest bank accounts, all that is required is a bit of time, effort and an understanding of your rights and responsibilities as a credit card holder.
So what is credit card stoozing?
Credit card stoozing [...]

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