Are credit card rewards really worth it? We look at credit card reward schemes and whether they actually help you get a freebie, save money or simply confuse you.
The excitement of pay day is often overshadowed by owing money on a credit card. Here is how to overcome that feeling and start saving money.
A guide to Harvey Norman interest free periods and other store credit card offers. How to save money and use these interest free store card promos to your advantage.
The top five credit card tips that I wish someone had of told me about prior to getting a credit card. I would have saved money and paid far less interest.
Using 0% balance transfer credit cards and how they can help you save money.
Got multiple credit cards? List them in a spreadsheet and detail the balance owed, the limit available, the interest rate charged and begin to take back control with a single goal; repaying your credit card debt.
Here at Savings Guide, we encourage people to submit their own money saving tips. Especially juicy tips like this direct from an employee of a major Australian bank! The person who submitted this tip wishes to remain anonymous. We thought it was a very enlightening read and definitely worth sharing. Here it is: Dear Savings Guide, I […]
Credit card stoozing is a term given to a simple process by which you can make money from credit cards and high interest bank accounts, all that is required is a bit of time, effort and an understanding of your rights and responsibilities as a credit card holder. So what is credit card stoozing? Credit […]
We all know that economic times are bad, many people are struggling and more and more people are spiralling into debt. For this reason it is even more important to curb our uncontrollable credit card spending and it all comes down to how well we can implement some self control. Utilising some basic principles of […]
Should students ever have credit cards? A look at student credit cards and the pro’s, con’s and tips and tricks if you do decide to get one.
Don’t be fooled by credit cards, it’s money that isn’t yours and it’s really easy to fall in love with. Read about how I got into over $22,000 worth of credit card debt and the time I booked a $5,000 return plane ticket, within Australia!
Common credit card mistakes that people make and how to avoid them. Ways to improve your credit card usage and save money.
How to use a balance transfer offer to repay your credit card debt in full. A guide to saving money on interest and using the 0% interest free period to repay your credit card debt in full.
How I got into $25,000 worth of credit card debt and went on to repay my credit card in full, allowing me to live a debt free life without the use of credit cards.
How to save money with a balance transfer credit card. The good, the bad and the ugly side of balance transfers.