Creating a Budget
The 50-30-20 Budget
There are occasions where I like answers. There’s so much doubt in life, it’s nice to come across something that has ground rules. Generally you stick to said rules and things will work out okay. The 50-30-20 budget is such a thing. Sure, no one solution will work for everyone when it comes to budgeting. Then again, you can’t go too far wrong should you institute this strategy in your life. Here are some of the ins and outs of the budget.
Read more »A Reminder Course In Budgeting 101
If you’re anything like me, your budget was beautiful in about 2007. Very accurate, thorough, exquisitely calculated. Here’s a reminder course for anyone who needs a budget (or a first up for any new readers) that tells them something about their lives in 2011, and will help set them up for the rest of the century.
Read more »Creating a zero dollar budget and the benefits
People often talk about zero dollar budgeting, but do you actually know what it means or how it can benefit you?
Read more »How to budget after big Christmas spending
It certainly was the season to be jolly. It’s interesting to look back on the savings measures I suggested before Christmas, and to see how easy it is to get caught up in spending money. The new year is often a time to replace the catchcry of frivolity with a mantra of frugality, to throw [...]
Read more »How to create a realistic budget and stick to it
Unless you had the good fortune of being born with a silver spoon in your mouth and more money that you could spend in a lifetime, you need a budget. You need a budget to serve as a guideline of how much you should be spending and send warning bells to your brain when you’re [...]
Read more »Personal Budget Spreadsheet
As the writer of Savings Guide, I live and breath everything that is saving money related. Something I have always used personally is a budget spreadsheet, the smart and simple way to get yourself financially organised. In the early days, I looked all over the internet to try and find the ultimate free budget spreadsheet [...]
Read more »

