Personal Budget Spreadsheet

13 Jul 08 / Posted by: Alex

As the writer of Savings Guide, I live and breath everything that is saving money related. Something I have always used personally is a budget spreadsheet, the smart and simple way to get yourself financially organised.

In the early days, I looked all over the internet to try and find the ultimate free budget spreadsheet – though was constantly disappointed by the lack of quality spreadsheets available. It was the age old – get what you pay for mentality, it was all rubbish.

Recently I took it on myself to contract a company who do nothing but financial modelling and budget building. They have spent the last 3 months (as of February 2010) building me my ideal spreadsheet, with everything I wanted but god has it cost me some money (I spent over $3000.00 Australian!)

It is now finally ready! You can download right now!

Excel spreadsheet budget

The benefit of using the Savings Guide Budget Spreadsheet is that your expenses and income are easy to track and monitor, giving a deep and visual overview of your finances. In fact, it is surprisingly motivating! No more boring excel spreadsheets.

How does it help you budget?

  • Saves time on making one.
  • Lets you track your earnings, every dollar!
  • Shows all elements of your spending.
  • Helps you set Saving goals.
  • Creates a positive work flow of information on how to save your money.
  • Reduces spending through understanding cash flow.

Why pay for your spreadsheet?

  1. We believe this is the best budget spreadsheet you will ever see.
  2. We have spent thousands developing it
  3. Free budget spreadsheets do not motivate you
  4. Free budget spreadsheets have far less functionality

Download the Budget Spreadsheet

To download the budget spreadsheet from Savings Guide, please click the following link (it will take you to our stand alone website with more information):

.

Related Posts

11 Responses for Personal Budget Spreadsheet

Understanding Money Review of Australian Government Mone Help / 13/07/2008 4:09am

[...] provides information on budgeting, investing, saving, minimising debt, superannuation, protecting your income and where and how to [...]

Richard / 13/07/2008 4:09am

What a great personal finance budget! I needed an easy to use budget spreadsheet for my daily budget and this one looks perfect!

Highly recommend downloading this budget if you haven’t already.

Sandy Naidu / 13/07/2008 4:09am

A detailed budget spreadsheet…I like it. I personally use an excel spreadsheet to budget my income and expenses and I prefer Excel to other customised software.

Leeroy / 13/07/2008 4:09am

Great personal budget spreadsheet. I have been looking for one like this for months.

The hardest thing I find is sticking to the personal budgets that are created in these excel templates.

I now have only $200AUD per month left over for personal spending, after all bills. Can I do it? I think so!!

Andy Eaton / 13/07/2008 4:09am

Thats a useful spreadsheet, but i do like to use software, i did find a good free one at moneysavingexpert.com

Rhys / 13/07/2008 4:09am

I created a budget planner available to download at http://www.easy-budgeting.com.

It provides more functionality than the one available in this post and helps you budget and monitor your spending on a monthly and annual basis and includes personal finance analysis tools.

Check it out – it’s helped people all over the world so far and I’m sure it can help you take control of your finance.

Alex / 13/07/2008 4:09am

Thanks for that Rhys, and to give all the readers a better understanding – I have copy and pasted your about you section for them to read:

The EasyBudgeting Personal Budget Planner was created by Rhys Campbell. Rhys is a Chartered Account residing in Melbourne, Australia and has over 10 years experience in Finance and Commerce worldwide.

The monthly budget planner was created to help everyday people to get back in control of their finances. The key to the planner lies in its simplicity, ease of use and automation. Users are required to complete only 3 steps (select start month, select frequency and input amount) for each income and/or expense line item and all calculations will flow through the entire model automatically.

Jerome / 13/07/2008 4:09am

I had some issues with the spreadsheet when I uploaded it to Google Docs. After a bit of a struggle, I got it all worked out though. The benefit I see with using this is, having to write it all out… and then to see it in such a way to make my wanna-be-frugal side cringe! Luckily, I have cut my spending WAY down, or else this spreadsheet might have been worse!

Alex / 13/07/2008 4:09am

Savings Guide will shortly be creating some new budget spreadsheets that will rival if not out do the ones available above =)

Dave / 13/07/2008 4:09am

awesome spreadsheet, good work

Alex / 13/07/2008 4:09am

Thanks Dave! People are going to think you are a fake comment to help boost sales!

But seriously, thanks! =)

Submit your comment

*Required Fields