How to save money on everything! Credit cards, home loans, spending & shopping and more. 100% free!

9 guidelines for new credit card holders

There’s always a good reason for your first credit card. You’re heading overseas, and want an emergency back up. You’ve just gotten your first job. You’re making a big purchase and want to pay it off slowly. Everyone else has one.

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Starting your first job & how to save money

You’ve just gotten your first job out of school and university, and for the first time you can afford cocktails at your local bar. The handbag you’ve always wanted is somehow now within reach, and the improvements you wanted to make to your car (i.e. a subwolfer) are a possible dream. So, you go and [...]

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Financial stress in the workplace & tips to avoid

Financial stress is not an uncommon phenomenon. Whether it’s your credit card debt, mortgage, the state of your retirement account or how you are going to afford Christmas presents this year, there are a lot of financial triggers that can affect you. And they, in turn, affect your work. Cindy Krishner Goodman, with the Kansas [...]

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Personal finance mottos that will save you money

It’s that time again. I love my maxims, my little mottos for personal finance success. They’re not always the silver bullet, but there are worse rules to live by than the ones contained below.

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How to avoid defaulting on your mortgage

It was a phenomenon that Australia was lucky to see only rarely- the ghost towns of houses that people just had to leave, unable to pay their mortgage and unable to sell it on. Here in Australia, we were spared the tragedy of foreclosure but its effect in America is hard to comprehend from over [...]

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How money can make you sad, unfulfilled and unhappy

Happiness is hard to come by. It sneaks up on us when we’re least expecting it, and the moment you notice it, it’s gone. You’ll be quite calmly sitting on your back porch, watching the sun set and realise you’re feeling indisputably happy. Then off it flees again.

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