You’ve just gotten your first job out of school and university, and for the first time you can afford cocktails at your local bar. The handbag you’ve always wanted is somehow now within reach, and the improvements you wanted to make to your car (i.e. a subwolfer) are a possible dream. So, you go and […]
It’s that time again. I love my maxims, my little mottos for personal finance success. They’re not always the silver bullet, but there are worse rules to live by than the ones contained below.
Here are some of the ways you can attempt to avoid defaulting on your mortgage (which may potentially save you from losing your home). Remember, there are a number of things you can do before getting to that end point.
Happiness is hard to come by. It sneaks up on us when we’re least expecting it, and the moment you notice it, it’s gone. You’ll be quite calmly sitting on your back porch, watching the sun set and realise you’re feeling indisputably happy. Then off it flees again.
The basics of grocery shopping and trying to save money.
I knew actually having a child was expensive. That I could understand- the doctor’s visits, the school fees, the packed lunches. But apparently even getting pregnant is an expensive business. Here are some tips.
Anyone who has recently bought fruit and vegetables is likely to have a vague suspicion that the price they are paying is a bit too high. Manufactured goods, coffees at your local coffeehouse- every little cut can hurt and damage your finances in a long-term way. While we sigh and put up with it, maybe […]
Travelling throughout Southeast Asia, you would see square houses with open courtyards in the middle, with ponds that drained slowly. It took me a couple of weeks to be finally told this was part of the Feng Shui tradition. The rain would fill up the pond quickly but would drain out slowly. If done right, […]
I try not to be a holier than thou kind of person, especially as I am certainly not holier. I have vices a-plenty and I tend to enjoy them with great sincerity; the odd tipple, the cheeky cigarette and the barely contained, desperate desire for a coffee that grabs hold of me every couple of […]
I’ll admit it, if I were worth a billion dollars, I would definitely not be sparing with my money. Good intentions aside, I would have many pairs of shoes, long self-indulgent holidays and several houses. I don’t think I’d need a life of excess but a life of restrained opulence would definitely be on the […]
I left home without any money. I was just back from six months around Europe and I didn’t really have a cent to my name. I was lucky- I had a room at a relative’s house for a year, and walked straight into a job earned solely through the solid DNA that is nepotism. Regardless, […]
Hiding money from your partner is a complex business. Indeed, aspects of the practice might better be addressed by a relationship counselor, instead of a personal finance blogger whose most intense relationship is with her iPhone. Why you are trying to hide money from your partner is really none of my business. Sometimes it’s to […]
Ah, Smart Daily Money, you have me all figured out. I stumbled on their list of the lies we tell ourselves about why we don’t need to budget and save, and unfortunately have been guilty of every single one. How many have you told youself, as you look at yourself in the mirror and realise […]
The 5 financial mistakes that I would like to take back – if only I could! We look at some common money related mistakes that we wish never happened and give practical take home points on how to solve.
If you’re looking to fatten out your savings a little bit, it might be time to look at your income and whether you are making the most of your time. There comes a point where you are really saving every spare dollar, so the only way to save more is to increase your earnings.