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	<title>Comments on: How to survive the recession</title>
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	<link>http://www.savingsguide.com.au/how-to-survive-the-recession/</link>
	<description>Saving Tips, Simple Savings Strategies &#38; Deals to Save Money</description>
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		<title>By: Edoma</title>
		<link>http://www.savingsguide.com.au/how-to-survive-the-recession/comment-page-1/#comment-1766</link>
		<dc:creator>Edoma</dc:creator>
		<pubDate>Mon, 09 Mar 2009 18:02:37 +0000</pubDate>
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		<description>I would say also take total control over every penny of your money.  On the spending side don&#039;t wait until they call it a depression, act as if you are in one already and move into a full belt tightening mode.  I say cut all luxury and &quot;wants&quot; spending leaving only the true &quot;needs&quot; on the list.  Make a mental switch to move away from the wasteful mentality that sucked us all in, and move into the &quot;re-use, re-cycle, conserve, repair&quot; mentality.

The single most important tool to help with all this is the good old budget, if you did not get into budgeting by now, now is the time.  Find a good online budgeting site like the Out-Of-The-Dark (OOTD) which is free and anonymous to use too ( http://www.myexp.org/OOTD_gate.php ) and start taking control of your spending without delay.

Good luck</description>
		<content:encoded><![CDATA[<p>I would say also take total control over every penny of your money.  On the spending side don&#8217;t wait until they call it a depression, act as if you are in one already and move into a full belt tightening mode.  I say cut all luxury and &#8220;wants&#8221; spending leaving only the true &#8220;needs&#8221; on the list.  Make a mental switch to move away from the wasteful mentality that sucked us all in, and move into the &#8220;re-use, re-cycle, conserve, repair&#8221; mentality.</p>
<p>The single most important tool to help with all this is the good old <a href="http://www.savingsguide.com.au/recommends/budgetspreadsheet" style="" target="_blank" rel="nofollow" >budget</a>, if you did not get into <a href="http://www.savingsguide.com.au/recommends/budgetspreadsheet" style="" target="_blank" rel="nofollow" >budgeting</a> by now, now is the time.  Find a good online <a href="http://www.savingsguide.com.au/recommends/budgetspreadsheet" style="" target="_blank" rel="nofollow" >budgeting</a> site like the Out-Of-The-Dark (OOTD) which is free and anonymous to use too ( <a href="http://www.myexp.org/OOTD_gate.php" rel="nofollow">http://www.myexp.org/OOTD_gate.php</a> ) and start taking control of your spending without delay.</p>
<p>Good luck</p>
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	<item>
		<title>By: Reduce Debt - Reduce Credit Card Debts - Debt Gone!</title>
		<link>http://www.savingsguide.com.au/how-to-survive-the-recession/comment-page-1/#comment-68</link>
		<dc:creator>Reduce Debt - Reduce Credit Card Debts - Debt Gone!</dc:creator>
		<pubDate>Sun, 03 Feb 2008 00:34:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingsguide.com.au/how-to-survive-the-recession/#comment-68</guid>
		<description>[...] to pay them off first aswell! I would suggest getting a 0% Balance transfer onto a new card with Suncorp Metway. Related PostsReduceNow that Christmas is over, or just about to approac depending on when you find [...]</description>
		<content:encoded><![CDATA[<p>[...] to pay them off first aswell! I would suggest getting a 0% Balance transfer onto a new card with <a href="http://www.savingsguide.com.au/recommends/suncorp" style="" target="_blank" rel="nofollow" >Suncorp</a> Metway. Related PostsReduceNow that Christmas is over, or just about to approac depending on when you find [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Reduce Debt - Reduce Credit Card Debts - Debt Gone!</title>
		<link>http://www.savingsguide.com.au/how-to-survive-the-recession/comment-page-1/#comment-67</link>
		<dc:creator>Reduce Debt - Reduce Credit Card Debts - Debt Gone!</dc:creator>
		<pubDate>Sun, 03 Feb 2008 00:33:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingsguide.com.au/how-to-survive-the-recession/#comment-67</guid>
		<description>[...] to pay them off first aswell! I would suggest getting a 0% Balance transfer onto a new card with Suncorp Metway. Related PostsAustralian Credit Information SharingAustralia’s latest credit report rumpus is [...]</description>
		<content:encoded><![CDATA[<p>[...] to pay them off first aswell! I would suggest getting a 0% Balance transfer onto a new card with <a href="http://www.savingsguide.com.au/recommends/suncorp" style="" target="_blank" rel="nofollow" >Suncorp</a> Metway. Related PostsAustralian Credit Information SharingAustralia’s latest credit report rumpus is [...]</p>
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