http://www.savingsguide.com.au Saving Tips, Simple Savings Strategies & Deals to Save Money Wed, 10 Mar 2010 22:08:07 +0000 http://backend.userland.com/rss092 en Related Posts

• Keeping a money diary to record your spending I have problems with keeping journals. I start out with a lot of commitment on January 1st, or on the first day of a trip, or when something really exciting has happened, and end up with five pages written in a 195 page exercise book. Dear diaries just aren’t my thing. So imagine my despair when [...]
• How to work from home cheaply & save money Working from home has its benefits and its downsides. The benefits are many and various; you can wear pajama bottoms all day, as all you need to look presentable for is a Skype. You don’t have to endure long conversations about the latest injustice from management, or confront the horror that is commuting. The downsides, however, [...]
• Comparing Savings Accounts to Save More Money Here at Savings Guide, we talk a lot about the need to have a savings account and regularly contribute towards it. Whether it is 10% of each pay cheque or any loose change you can afford to save, the benefits of working towards a savings goal cannot be over looked. So hopefully you now have a [...]

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• How to be debt free the simple way Imagine a life where there were no repayments on your home Where there was no Mastercard, Visa, Amex and Diner’s card panic at the end of every month. I can’t imagine that becoming debt-free is easy, but it is a major goal of my life. Here are the ten steps I’m going to take. 1. Budget I sound [...]
• Inspiration to become debt free and start your savings There is a lot of discussion about saving money here at Savings Guide, but not enough discussion about a key problem to many peoples financial situation, that being ‘How do I get motivated and really get stuck into my financial goals?’. Inspiration needs to come from within your heart and from a deep desire to truly [...]
• Generate an Income from the Internet? What exactly does it take to generate an income from the Internet? Is it do-able? Is it viable? Will it bring in enough money? These are the questions that must asked when thinking about online income. An Internet Income: What does it Take There are many different ways to supplement or even replace your current income with [...]

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• Menu Planning to Save Money on Food Costs A meal plan (menu plan) is a good way for you to save time and money on your weekly shopping and cooking costs. It involves sorting out your budgeting, grocery lists and menus for each day of the week in the hope that you can get your food all at once, and often at discounted [...]
• Saving Money in the Kitchen – Easy Tips Most households are fully aware that grocery prices are continually rising. Within the last six months, the Australian Bureau of Statistics have produced figures that show staple items such as milk and bread have increased by figures of around 11-14% on the previous year. Whilst this can put strain on the family budget, there are ways [...]
• Saving Money on the Groceries and Shopping Tips Many people now realise that Aldi is a fantastic place to shop and save money on everyday grocery items. They have their own brands for numerous household items that people buy week in week out. Whilst the range and quality has improved greatly over the years I still don’t know anyone who can do all [...]

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• How to easily setup a budget Setting up a budget can get a bit confusing, especially in an age when consumer spending is very high and out need for new products and services continues to grow. The trick with setting up a budget is to set yourself long term goals and use short term strategies and goals to get there.This will be [...]
• Creating a zero dollar budget and the benefits People often talk about zero dollar budgeting, but do you actually know what it means or how it can benefit you? A zero dollar budget basically refers to the concept of ‘spending’ every single dollar you earn in your budget spreadsheet or paper spreadsheet, BEFORE the month begins. This means that every dollar in your earnings [...]
• Improve your Personal Budget and Save Have you even encountered this situation? You get the salary and then you start spending. You would like to buy a new watch, a new shirt and on. However, at the middle of the month, you will probably find that you are in short of money. You may then try to borrow some money. This may [...]

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• How to stop procrastinating and begin saving Procrastination is an art form. I get addictions to silly things. Learning to juggle. Getting really good at iPhone games. Following updates on Facebook obsessively, anything to stop from thinking about the report/essay/bill/phone call. It takes a unique set of skills to genuinely convince oneself that the morning crossword is an Alzheimer’s prevention. Savouring a cup [...]
• Start Setting Financial Goals It seems like every personal development coach has something to say about goal setting. It seems as though every seminar you attend, some goal setting seems to be sprinkled in to the day. So, why is goal setting so important, and why does it work? How can you use goal setting to achieve Financial Freedom [...]
• How to love and enjoy saving money I don’t love saving. I catch myself dreaming of inventing the next hot iPhone application, becoming Steve Jobs favourite person and earning millions upon millions so I never have to scrape by again. I fantasise about becoming a rock star and selling out, garnering myself copious amounts of cash in the process. The smarter part of [...]

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• Conscious Money Saving Tips Money is one of the greatest tools in life. It can buy convenience, freedom, fun experiences, memorable events, and all sorts of things that make life more comfortable. But money can also be frittered away, scattered on a pile of small things that have little impact on your life or spent on big-ticket items that [...]
• Saving Money at University as a Student For those of us who have gone to University, we know how much of a financial struggle it can be. Students do have it good, but there is very little time to hold a good paying job, while most of your social life and world revolves around activities that require money. Students tend to have to [...]
• Procrastinating your money saving goals Every morning, I wake up with a goal in my heart. By mid-morning, I’ve had three coffees, read the paper and gone for a dog-paddle swim. And my goal? Consigned to the back of my mind until tomorrow morning, where I can repeat the whole process again. Saving money, getting out of debt, buying a car [...]

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• How to budget after big Christmas spending It certainly was the season to be jolly. It’s interesting to look back on the savings measures I suggested before Christmas, and to see how easy it is to get caught up in spending money. The new year is often a time to replace the catchcry of frivolity with a mantra of frugality, to throw [...]
• Finding and keeping a job in tough times It’s not a great time to be looking for work. While unemployment stays officially low at 5.7% and job ads are increasing for the first time in a while, the job scene still remains a difficult one. The unemployment rate of 5.7% is questionable, as the Australian Bureau of Statistics defines employment as anyone who has [...]
• Living within your means or below your means If there has been one change in my personality since leaving education for the first time in 16 years, it has to be my perspective on living within my means. Scraping by has been my standard for many years now. I was happy if I could pay rent, my bills, buy some food and have [...]

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