http://www.savingsguide.com.au Saving Tips, Simple Savings Strategies & Deals to Save Money Mon, 08 Feb 2010 20:00:50 +0000 http://backend.userland.com/rss092 en Related Posts

• 5 Credit Card Tips I Wish I Learnt Sooner As someone who has experienced ups and downs with credit cards over the years, I have recently started to reflect on some of the things I wish I had of known when I first started using them. If only someone had told me about these things, I think I would have avoided a mountain of debt [...]
• 7 Deadly Credit Card Attitudes Are you holy using your credit card for those emergency situations or is your credit card attitude driving you to the verge of a financial crisis? We’ve heard it all before when it comes to justifying our credit cards to live beyond our means. If your current credit card bills are bigger than you can pay [...]
• Credit Card Tips from ASIC Here are some tips that are pretty obvious from the Australian Security and Investments Commission (ASIC). Although we know this stuff, its always good to have a quick read to make sure you remember the main point. Credit Cards: ASIC’s consumer website FIDO has released some facts & tips on how to “train” your credit card. The typical [...]

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• Managed Funds or DIY Shares What is the difference between a Managed Fund and personal investment in Shares? Where do I start with my Investments? Managed Funds VS Share Market. These are the kinds of questions that most Australian’s face when looking at ways of investing their money. This article is intended to give you a breakdown of what Managed Funds [...]
• Investment & Stock Market Lingo Simplified Sometimes it can really seem as though bankers and financial advisors not only majored in money and finance, but in a language completely removed from everyday-English. It can be really frustrating and a real put off for people who are thinking about getting into investing, especially for first timers. Even though your financial advisor can give [...]
• Generate Wealth through Shares with your Savings Some people consider investing in shares to be risky, the rich however praise shares for generating their wealth. Strategic share investing on the Australian Stock Exchange (ASX) is possibly the most important way to make your money work hard for you, you can invest your money how you wish and generate wealth off the back of [...]

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• When you’re behind on mobile phone bill payments We’ve all been surprised by a high phone bill at some point that left a gaping hole in our budgets. We try to service as much of the debt as possible and let an outstanding amount roll over to the next month. But then we’re slapped with overdue charges and the next month, we find [...]
• Reduce Your Electricity Bill Payments Want to save more money? Want to Save the Environment? Learn how to reduce your electricity bill payments through easy to follow Electricity Saving steps. I personally reduce my annual energy / electricity bill by over $500AUD per year through simple to follow Electricity Saving Tips. Step1 Purchase a programmable thermostat. They are cheaper than you [...]
• Paying another bill – Your Savings Account Thats right! You should treat your savings account like any old bill. What does that mean? Well imagine if you could get yourself into the mindset that saving money was like paying a phone bill, it is not something you have the option of doing – you must do it! Genius! Regular Savings Plan So why not start a [...]

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• Cheap and cheerful weekend getaways for families Everyone looks forward to the weekend for a chance to take a break from the stress of the workplace, relax, unwind and spend some quality time with the family. But the looming thought of taking the family out and spending precious money, especially during these less fruitful times in the economy can quickly damper our [...]
• Train commuting – The best money saver Trains have been getting a lot of bad press over the last couple of years. This has something to do with the fact they’re slow, they’re never on time and often you wont get a seat. I’m sure we all know the feeling of getting off a train with a new head cold because some [...]
• Buying cheap books in Australia I really enjoy reading, there is nothing quite like getting a new crisp book and sitting down in your own personal space and time to have a quiet read. It is a great way to learn and also a fantastic way to tune out of everyday life that can get you down (budgeting, debt, saving money [...]

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• Back to school money saving tips The thought of the children returning to school can often make any parents stomach churn. Books, shoes, latest bag and that’s only to start. There is a way of making your money go further and saving on the expenses but you need to be willing to spend money to save it. How? The best way to put it [...]
• Save Money by Drinking Water Now this you wont believe! I realised that I was personally drinking way to many drinks that I had to buy, eg; Diet Coke, Juice, Milk and even bottled water, all because I was thirsty. It just occurred to me how much money I spend on buying these drinks when water will do! Not to [...]
• Menu Planning to Save Money on Food Costs A meal plan (menu plan) is a good way for you to save time and money on your weekly shopping and cooking costs. It involves sorting out your budgeting, grocery lists and menus for each day of the week in the hope that you can get your food all at once, and often at discounted [...]

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• Saving Money for a Purchase As much as we like to save money, it would not be very fun if we didn’t get to spend some money once and a while and live a bit, right? Well why not put your savings knowledge to use by budgeting and saving for a purchase you really want. It will save you putting [...]
• My Personal Investment Strategy Today I would like to talk about my investment portfolio that I have recently created. This is all factual and provides insight into my investment plan, strategy and purchases to date. I hope that sharing this information with you will give insight into the merits of stock market investing. I decided that I would manage my [...]
• Can Money Buy You Happiness? Newsflash. The critics are divided. The adage is under debate, attack, scrutiny. Money as a harbinger of happiness has been debated for generations, and its not about to go away anytime soon. One thing is for sure. Money may or may not bring happiness, but the lack of it can sure bring a good dose [...]

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• Strategies To Reduce Your Home Loan Debt It’s completely possible to shave off a few years off your home loan debt, and even though repaying the full amount seems far away, you’ll be glad when you get to the end of it sooner than you planned. According to Cannex, you can pay out your 25-year mortgage in 13 years instead. How?By maintaining your [...]
• Renting or buying a house – which should you do? I rent. It’s a common tale, and invariably a sad one. Renters usually feel like they’re engaged in a war (ask me sometime about the current one I’m waging against the people downstairs) or living somewhere totally bohemian (read, dilapidated). The rental market is a minefield and one not likely to improve anytime soon. So what can [...]
• What is a Reverse Mortgage? Like many Australians, your home is probably your largest assett and your greatest investment to date. This is why it is important to understand what a reverse mortgage is, as one day you may wish to engage in a reverse mortgage to unleash your homes equity before you sell. Reverse mortgages represent a small fraction of [...]

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• Teaching Kids to Save Money If you have ever had the experience of living paycheck to paycheck and wondering how you will ever pay your bills, you have certainly learned a lesson or two at the school of hard knocks. Why would you want your children to learn those lessons the hard way too? Teaching Teens to Save Money Sure, your kids [...]
• Save Money Despite Inflation Bringing in more money is on the minds of many people – particularly now that people are experiencing layoffs, prices being at an all-time high, and the economy as a whole isn’t exactly a dream picture. While there are some things you can’t control (nor wish to), there are some steps that you can take [...]
• Writing a Saving Money Plan for 2009 The first step to saving more money is to figure out your plan of attack, which would indicate the need to develop a savings plan that is built into your overall financial goals for the year. Today we will look at how to write your savings plan for 2009 so that you not only have a [...]

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• Save Money on Travel Insurance with AAMI AAMI have just released a new insurance product to Australian consumers, one that will greatly help you save money when looking to purchase international travel insurance for your next holiday. International travel insurance is for Australian’s who wish to have competitive and direct cover from AAMI when they travel overseas, AAMI of which will help you [...]
• Save Money with Cheap Travel Insurance Only recently I decided to travel around Europe and the United Kingdom for a working holiday, I worked for a major expat bank and traveled when I could. A few months previous to that was Christmas time, and I decided to go to Byron Bay for a 1 week holiday. What am I getting at besides [...]
• Save Money on Car Insurance The other day I had to renew my 3rd party and comprehensive insurance policy for my car. Normally im looking at $320 for a Greenslip and $1000 a year in comprehensive insurance. I shopped around and managed to save myself $250 all for 5 minutes worth of phone calls, not bad I say! I was originally with [...]

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