Archive for April, 2008

Start your share trading strategy

Here is a rough guide of how much money is needed to start your share trading strategy so that you will be able to make decent profits and leverage your investments to make money for you. Remember this is a guide, and just a starting point estimate for people who have between $20K to $30k [...]

Dealing with debt one day at a time

The average Australian family is struggling with more and more debt every year. The attitude of the 1950’s Australian family has turned 180 degrees and the Australian dream alongside it. Debt is no longer just a word for a mortgage; most families are in real debt.

I am about to Bank $500 worth of coins

Listen carefully readers! COINS do add up! I have emptied my pockets/wallet of coins into a large container everyday after work for 6 months. Big deal right? Read on!

Building a Personal Finance Checklist

Most experts will advise people to understand his / her own financial situations in order to have a better financial planning. It is even more important if you are in debt. You need to understand your situation thoroughly so that you can plan how you can reply all the debts. As a matter of fact, [...]

Cut Expenses and Pocket the Cash!

Everyone has personal expenses. But the fact of the matter is; most people spend much more money than they realize. If you ask someone to make a detailed list of their monthly expenses, they will tell that they spend about 30% less than they actually do. This unknown spending can make a significant dent in [...]

How to Prosper In Tough Times

Are you worried about the economy? Are you worried about mortgage repayments and loans? Or to be more specific, are you worried about how you might fare if the economy continues to worsen? If your expenses are out of control, you don’t have an emergency fund, and you are just getting by month after month, [...]

7 Actions That Will Make You Broke

So you want to be broke and stay in the economic trap? Here are the top 7 actions you can take to insure you have NO MONEY and are living in poverty.

Credit Crunch to Hit Rest of the World

Despite slew of negative headlines, stock markets around the world still managed to close the week up around 4%. The FTSE and CAC managed 4.7% and 5.4% gains while the Nasdaq 100 was the pick of the US markets, closing the week up 5.2%. The rally was sparked by Lehman Brothers announcing the sale billion [...]

Get Out Of Debt With The Debt Diet

The Debt Diet programs consists of 2 phases broken down into 4 steps each, it was featured on Oprah in the US and has gone on to help lots of Americans. Now its Australia’s turn to become debt free.

Is Debt Consolidation Right For You?

Having a large amount of debt can be almost overwhelming and you may want to consider debt consolidation. If you are at the point that most of your pay check is going towards paying the bills you may have too much debt and you may need to start considering consolidating some of that debt.